Owning your own home has always been an enduring topic of conversation with Irish people, whether it is the state of the property market, house prices, location, whether to move or extend and if you should opt for a new, second-hand or build your own home.
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We have seen the housing market start to stabilise over the past number of years with evidence of some increases in prices countrywide and new developments starting to come on stream.
House Price Index
This is reflected in recent central statistics office house price index showing prices up 6.7% year on year in both Dublin (+3.8%) and elsewhere (+11.3%). CSO rents measure continued to rise strongly in August, it is up 8.9% year on year.
They are now 8.4% above their previous peak. Mortgage activity also continues to show strong growth in the last twelve months.
A major consideration is how best to finance your new home as this can represent the biggest financial decision you will make.
Mortgage Journey
The mortgage process can be somewhat daunting and the regulations announced by the Central Bank together with the announcement in the recent budget have probably heightened customers’ perception of the complexity of the process.
What is needed is understanding, support, sound advice, explanation of the mortgage journey and access to someone who has your best interests at heart.
AIB is the largest provider of mortgage finance in Ireland, it has a countrywide network of branches and a dedicated and experienced mortgage adviser in each location who will support you every step of the way.
Awareness Week 24th to 28th October,
Our local AIB branches here in Kerry are hosting a mortgage awareness week from 24th to 28th October, 2016 and are delighted to welcome everyone along be they existing customers or not, who would like to learn more about obtaining a mortgage, what options are available, how much they can afford, who else they need to engage with, what is available locally and how best to realise their ambition of owning their own home.
We know you are busy so we are available to meet you at a time that suits you.
If you are interested please contact your personal Mortgage Advisor, Ronan McAuliffe in AIB, Castleisland. Tel 086 78 40 175 or by email: ronan.f.mcauliffe@aib.ie
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